The #1 rule of thumb: your total student loan debt shouldn't exceed your first-year salary. See how your debt stacks up and what your monthly payment means for your budget.
Financial experts recommend keeping total student loan debt below your expected first-year salary. If you plan to earn $50,000, try not to borrow more than $50,000 total.
Your monthly student loan payment shouldn't exceed 10% of your gross monthly income. Use this calculator to see if you're on track.
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